Are You Good with Time and Money?

our goals

Money is something that everyone spends in different ways. We make good and poor choices with our money. Some individuals who have a ton of money invest it foolishly, while some who have very little discover how to manage it and make it last. In a capitalist society money is not something that will ever be distributed evenly.

One factor, however, that is the same for everyone is time. Each person is given 24 hrs a day. How you spend your time can make a big difference to your life. Career success, your earnings, and also your health and are more linked to your time than they are your money.

Education is the key to prosperity, and I am not talking about formal education. Some of the smartest people that I know do not have a formal education. They do share one thing in common though, and that is an inner drive for prosperity and success.

They also seem to not look to others, or make excuses as to why their life is the way it is. Taking responsibility to gain more understanding in a subject matter can lead to wealth and prosperity. Which is why I have decided to start a blog. I want to change my life for the better one day at a time and one blog post at a time.

Another area I feel that we need to improve on as a family is reducing our unnecessary costs. We have taken the drastic step of cancelling our satellite TV subscription. It was a difficult one getting all family members to agree to a new budget as we look for new ways to reduce our costs.

We keep track of minor expenses as they can all add up, like dinners out, entertainment and not buying too many groceries.

Thinking outside of the box and investigating new possibilities is my aim. It might include dramatic changes like downsizing our home, selling possessions or even going down to one vehicle but I am determined to make this change.

This new lease of life was inspired by two recent books that I read, perhaps I will post a review at some stage. For now I encourage you to read Rich Dad Poor Dad. Also take a loom at The 4-Hour Work Week – this is another book that has drastically changed my life.

Other resources I am using are the Money Saving Expert website – we have also signed up up for an Osper card with the aim of helping to teach our children about money.

Another guy that is having a huge impact on our life at the moment is Robb Wolf – his podcast is an inspiration to help you each right.

There is a lot of change happening in the family but the aim to to get control of our finances, diet and to build a new business venture.